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How Dutch investors handled the box 3 actual-return calculation

A short, independent survey, about 4 minutes. I am trying to understand how people actually produced the figures for the opgaaf werkelijk rendement, and how much work it turned out to be. Anonymous unless you choose to leave an email at the end. I will post the aggregated results back to the group I found you in.

Do you pay income tax in the Netherlands?

Yes

Which of these do you hold investment or savings accounts with?

ABN AMRO

ING

Rabobank

DEGIRO

Interactive Brokers

Trade Republic

Scalable Capital

Saxo

BUX

Revolut

Centraal Beheer

Brand New Day

Vermeer Effectenbank

Other

If you chose Other above, which one?

How many separate investment or savings accounts do you hold in total?

4 or more

Have you dealt with the opgaaf werkelijk rendement (OWR)?

Submitted it for one year

Submitted it for more than one year

Looked into it but did not submit

Received the letter, have not done anything yet

Did not know about it

Not relevant to me

How did you produce the figures?

My bank or broker gave me a ready-made overview

I built a spreadsheet myself

I bought a template or used a tool

My accountant or adviser did it

I used the Belastingdienst help appointment

I started and gave up

Roughly how long did it take in total?

Under an hour

1-3 hours

Half a day

A full day or more

Do not know, I did not finish

Did you pay anything for help with it?

Under 50 euro

50-200 euro

200-500 euro

More than 500 euro

If you paid, what was it for?

If any part of it was difficult or annoying, what specifically was it? Please be as concrete as you can.

What did you do in the end?

Filed the actual return, it was lower than the deemed return

Stuck with the deemed return, it was better for me

Stuck with the deemed return, the actual return was too much work

Still deciding

Do not remember

Would you be willing to talk about this for 20-25 minutes? 20 euro for your time, by phone or video.

Yes

Anything else you want to add?

This survey is anonymous. If you leave an email address, I will use it only to arrange a paid follow-up conversation, I will not share it with anyone, and I will delete it once this research is finished.