Are You Ready?

Find out if you're really ready once and for all

This short quiz helps identify where you currently stand financially and what your next investing step should be. Five questions. About two minutes. Modern civilisation reduced to radio buttons and conditional logic.

If you invested some money today, how long could you leave it untouched?

A

Within the next two years

B

2–5 years

C

5–10 years

D

More than 10 years

After ESSENTIAL bills (housing, food, energy, transport to work), how much of your monthly take-home pay (net salary after tax, pension, student loan etc.) do you have left over? Note: excludes 'nice-to-haves', e.g. Netflix, clothes, expensive phone, takeaways

After ESSENTIAL bills (housing, food, energy, transport to work), how much of your monthly take-home pay (net salary after tax, pension, student loan etc.) do you have left over? Note: excludes 'nice-to-haves', e.g. Netflix, clothes, expensive phone, takeaways

A

Less than 10%

B

10%–20%

C

20–30%

D

More than 30%

If your income stopped suddenly, how long could your savings realistically keep the essentials ticking over?

A

Less than three months

B

3–6 months

C

6–9 months

D

More than 9 months

Excluding mortgage/rent, how's your debt at the moment?

A

I have credit cards or overdrafts I'm struggling to clear

B

I have credit cards or overdrafts, but I'm actively clearing them by paying more than the minimum amount

C

My only debt is low-interest and I'm on track

D

I'm debt-free / I pay my full credit card balance each month

What's been the biggest thing holding you back from investing so far?

A

Investing feels like it's for other people

B

Every time I try to learn about it, I get overwhelmed and stop

C

I'm worried about losing money

D

I feel ready — I just haven't actually done it yet