10. The minor member and parent or guardian understand that payment for all memberships that all sales are final, all payments for products and services are non-refundable, and services are non-transferrable. The minor participant and parent or guardian understand that Anytime Fitness reserves the right to terminate enrollment in any program or membership at any time. If such termination is due, in the sole judgement of Anytime Fitness, to the minor member, disruptive, uncooperative, negligent, reckless or otherwise improper acts or omissions of, or violation of any policy or rule of Anytime Fitness, the minor member and parent or guardian understand that all amounts previously paid will be forfeited.