Spreadsheet Surgeon Score

Cashflow Builder Score

I wanted more control over my time and choices

I hated feeling dependent on a job I didn’t love

I wanted to build wealth as efficiently as possible

I saw how fragile the system felt and wanted a backup

I didn’t know what else to do—but I knew this wasn’t it

Max out retirement accounts or DCA into index funds

Put it into my next rental or business venture

Research and test new assets or strategies

Buy tools or training to launch something of my own

I use spreadsheets or apps and review weekly

I mostly track cash flow from income-producing assets

I’m more focused on growing income than tracking it

I don’t track much—it stresses me out

Knowing my investments are safe and growing

“Set it and forget it is the best investment approach.”

“Cash flow is king—and I want to own the source.”

“There’s no one-size-fits-all—I want options.”

“The rules keep changing. I need to be ready for anything.”

“Freedom means doing work I love—not what I have to.”/co