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LoanFree AI — Debt & Financial Stress Survey

I’m building LoanFree AI, a financial-control platform designed to help people manage loans, reduce debt stress, and make safer borrowing decisions.

I’m conducting this short survey to understand the real challenges people face when dealing with loans and debt.

Your responses will help me decide which features would actually be useful.

The survey is anonymous. Please do not provide your name, phone number, account number, loan-app password, BVN, NIN, or any other sensitive financial information.

Estimated time: 3–5 minutes

Section 1 — About Your Borrowing

1. Do you currently have any outstanding loans?

A
B
C
D

2. How many active loans do you currently have?

A
B
C
D
E
F

3. Where did you borrow from?

4. Approximately how much do you currently owe in total?

A
B
C
D
E
F
G

Section 2 — Managing Your Loans

5. What is the hardest part of managing your loans?

6. How do you currently keep track of your loans?

A
B
C
D
E
F
G
H

7. Have you ever forgotten a loan repayment date?

A
B
C
D

8. Have you ever been unsure how much you still owed on a loan?

A
B
C
D

9. Have you ever taken a new loan to help repay an existing loan?

A
B
C

Section 3 — Financial Stress

10. How stressful is managing your current debt?

11. What causes you the most stress about your debt?

12. Would seeing a clear picture of your total debt make managing it easier?

A
B
C
D
E

Section 4 — What Would Actually Help?

13. Which of these would be most useful to you?

14. If LoanFree AI could do ONE thing for you automatically, what would you choose?

15. What would make you open a financial app every week?

16. What would make you stop using a financial app?

Section 5 — Safe Borrowing

17. Before taking a loan, what information do you most want to know?

18. Would you use a tool that compares loan offers and highlights the safer/more affordable options?

A
B
C
D
E

19. What would make you trust LoanFree AI's recommendations?

Section 6 — Financial Freedom

20. Which financial goal matters most to you right now?

A
B
C
D
E
F
G
H
I

21. Would you find a personalized plan that shows how to move from your current debt situation toward being debt-free useful?

A
B
C
D
E

22. How useful would it be to see an estimated date for when you could become debt-free?

Final Questions

23. What is the biggest problem you wish an app could solve for you financially?

24. Is there anything you think LoanFree AI should NEVER do?

25. Anything else you would like to tell the person building LoanFree AI?