Terms & Conditions – Advanced Financial Analytics Program (AFAP)
1. Scope of Service
The Advanced Financial Analytics Program (AFAP) is an educational and training program focused on Excel BI, Power BI, and AI integration for Finance.
The program is intended for skill development and professional learning purposes only.
It does not constitute financial, investment, tax, or legal advice.
While the program includes resume guidance, portfolio support, and interview preparation,
SOBH’s does not guarantee job placement, interview calls, salary increases, or specific career outcomes.
2. Program Delivery
The program will be conducted through live online sessions along with access to recorded content.
SOBH’s reserves the right to update, modify, or enhance the program structure, content, schedule, or delivery format to improve learning outcomes.
3. Fees & Payment Terms
The total program fee is as communicated at the time of enrollment.
Participants opting for installment payments must adhere to the agreed payment schedule.
Failure to complete payments may result in suspension or termination of access to sessions, recordings, and course materials without refund.
4. Refund & Cancellation Policy
Participants are eligible for a full refund if a request is submitted in writing within
7 calendar days of payment or before the second live session, whichever is earlier.
No refund requests will be entertained after this period.
No refunds will be provided once access to course materials, templates, or recordings has been granted.
5. Access & Usage
Participants will have access to recordings and course materials for
1 year from the batch commencement date.
Access is strictly personal and non-transferable.
Sharing login credentials or course access with third parties is strictly prohibited and may result in immediate termination without refund.
6. Intellectual Property Rights
All course materials, including but not limited to Excel templates, Power BI dashboards, financial models, DAX scripts, and training content, are the exclusive intellectual property of SOBH’s.
Participants are granted a limited, non-exclusive, non-transferable license for personal use only.
Reproduction, distribution, resale, or use of these materials for commercial purposes or training others is strictly prohibited.
7. Recording & Content Protection
Participants are strictly prohibited from recording, reproducing, or distributing live sessions, materials, or any part of the program without prior written permission.
8. Code of Conduct
Participants are expected to maintain professional behavior, including respectful communication and adherence to session guidelines.
SOBH’s reserves the right to remove any participant engaging in disruptive, inappropriate, or non-compliant behavior without refund.
9. Confidentiality
Participants agree to maintain confidentiality of any discussions, shared case scenarios, or peer interactions during the program.
Sharing internal discussions or participant information outside the program is prohibited.
10. Technical Requirements
Participants are responsible for ensuring access to a working laptop/desktop with:
Microsoft Excel (Office 365 / 2021 or above)
Power BI Desktop
A stable internet connection is required for attending live sessions.
11. Limitation of Liability
SOBH’s shall not be liable for any direct, indirect, incidental, or consequential damages arising from participation in the program.
This includes, but is not limited to, career outcomes, job placement, business decisions, or financial results based on program content.
12. Force Majeure
SOBH’s shall not be held responsible for delays or disruptions caused by events beyond reasonable control, including but not limited to technical failures, internet issues, natural events, or platform disruptions.
13. Governing Law & Jurisdiction
These Terms & Conditions shall be governed by the laws of India.
Any disputes shall be subject to the jurisdiction of courts located in
Kerala, India.
14. Acceptance of Terms
By enrolling in the program, you confirm that you have read, understood, and agreed to these Terms & Conditions.