Money Mindset Quiz

How do you usually feel when you check your bank account?

Q1

A

Nervous — I avoid looking until I absolutely have to

B

Unbothered — I’ll figure it out later if there’s a problem

C

Curious — I like checking in to stay grounded and informed

D

I check regularly and adjust my spending to match my values

What’s your approach to shopping when you’re stressed?

A

I shop to feel better, even if it stretches my budget

B

I pause and ask myself if the purchase supports what I care about

C

I often treat myself as a reward, even when I know I shouldn’t

D

I avoid spending anything — even necessities feel indulgent

What’s your reaction to a surprise expense (like car repairs)?

Q3

A

Frustrated, but I’ve got an emergency fund and a plan

B

Ignore it for now — it’ll work itself out eventually

C

Panic. I don’t know where the money will come from

D

I feel overwhelmed and immediately cut all non-essentials

How do you decide where your money goes each month?

Q4

A

I focus on not spending more than absolutely necessary

B

I review my priorities monthly and allocate based on them

C

I budget around what I value—savings, giving, joy, and goals

D

I mostly follow impulses or moods—there’s not really a plan

How do you think about debt?

Q5

A

Debt feels dangerous—I try to avoid it at all costs

B

I use debt when I want something now and figure I’ll deal with it later

C

I stay away from debt completely, even when it could be helpful

D

I’m comfortable with debt if it aligns with long-term strategy (like investing or education)

When it comes to money goals, what’s your biggest challenge?

Q6

A

I often chase goals to impress others, not because I really want them

B

I have goals, but balancing today's goals and future goals can be tough

C

I struggle to believe I’ll ever have enough

D

I’m not sure what my goals even are—I just try to keep up

What’s your ideal version of “financial peace”?

Q7

A

Being able to spend freely without thinking about consequences

B

Feeling calm and in control, even when unexpected expenses come up

C

Having enough saved that I never have to worry about spending again

D

Living in alignment—my money reflects what I care about