FinQ

nonCaregiverTotal

I carry some debt but manage payments without stress

I often pay late or struggle with minimums

I’d cut back and use credit temporarily

I’d need help from friends, family, or aid

I have some, but I’m missing a few key protections listed above

I’m not insured or not sure what I have

I’ve thought about it, but don’t have a clear plan

I would scramble and rely on credit or help

Yes, but it’s affordable and sustainable

Yes, and it adds stress to my finances/time

Yes, and it prevents me from saving or earning more

No — I need alternatives, but cannot afford them