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Disclaimer and Acknowledgment

Prospert, LLC
Route de Fontanivent 20
CH-1822 Chernex

Disclaimer

I have enrolled in the course called “Start Investing Sustainably” on www.prospert.io (“Course”) being taught by Prospert, LLC and its representatives or affiliates (together the “Company”).

In consideration of my approved attendance in the Course, I hereby acknowledge and agree:

This Course in no way guarantees that I will make money, and it is entirely possible that I may lose all my money.

The Company is simply teaching basic investing concepts and strategies, which are not exhaustive.

Any illustrations, scenarios, and outcomes (financial or otherwise) used as part of the course are not typical. My background, education, experience, work ethic, and other factors may differ. History of performance (for the market or a given security) is not a predictor of future performance.

This Course is not a get-rich-quick scheme. The Course teaches concepts that support a long-term investing strategy that may or may not increase the chances of my success. Taking this Course is not a guarantee of success. My results may vary.

The various tools used in the Course and the Course syllabus cover securities and funds listed in Switzerland (including funds investing in international stocks and bonds).

While the investing principles apply to securities and funds listed in other international markets, the tools used in this course will not be useful for securities traded elsewhere.

The Company does not offer accounting, foreign exchange exposure management, legal, tax, regulatory advice, and any other specific topics that may arise related to international investing (for Course participants that are based outside Switzerland, as well as Course participants in Switzerland).

This Course is for educational and entertainment purposes only.

I will consult my financial advisor, investment advisor, tax consultant, and any other specialists (“Advisors”) before making any investment decisions.

Me and/or my Advisors are responsible for the consequences of my own investment decisions. The Company is not responsible for any losses you may incur.

The Company makes use of third-party software and data in the Course and other resources that can change from time to time (“Information”), which the Company believes to be reliable.

However, the Company is not responsible nor does the Company guarantee the accuracy of such Information or analysis nor does the Company have any responsibility to update anything I have learned in this course.

The Company uses best efforts to use and provide correct information, analysis and concepts in the Course, but does not guarantee they are correct or accurate.

The Company has a maximum liability equal to the cost of the Course that has been paid by me. The Company is not responsible for indirect, consequential, punitive, or other damages.

Right to photos & videos

I hereby expressly grant to the Company, permission and the right to capture, record, and use photographs, video, and/or audio impressions (including live or over the Internet) of me (collectively, “Impressions”) recorded by the Company during the period of this Course to use the photographs and my voice and picture, silhouette, and other reproductions of physical likeness and class-related work (including any still image, videotaped image, captured video-conference image, CD- ROMs, DVDs and/or other analog or digital means, or other media now in existence of hereafter developed), in connection with or as part of any presentation, program, publication, product, transmission, or other professional endeavor in which the same may be used or incorporated, and also in the advertising, and/or publicizing of any such analog or digital works or their content, in perpetuity.

I understand these images/sounds may be used for promotional, commercial, educational, or informational purposes. I shall not be entitled to any royalties, fees, or other compensation or notice, in connection with any such use.

In addition, I waive any claims that any use of my photograph, image, and/or voice as permitted hereunder portrays me in a derogatory manner or false light.

Ownership of materials

I agree that the Company shall exclusively own, jointly and severally, all rights, title and interest, including copyright in, and to, the complete set of Impressions, with worldwide rights.

The Company shall have the right, for any purpose, to use, adapt, change, delete from or add to such form and content, to combine all or any part of these original recordings with others, and to use, distribute, advertise, market and otherwise exploit any and all of the foregoing in any manner and in any medium, as the Company shall determine in its sole discretion.

I agree to cooperate with the Company, at its expense, in all further actions, which the Company deems necessary or desirable to confirm, register, protect or enforce the Company's rights in and to such recordings.

I waive all rights of copyright or ownership which I might otherwise have in or to any of the products in which my image, likeness or voice appears, and I agree to assign, and do hereby assign, to the Company any such right, title, and interest in and to any such products.

I agree to execute all documents deemed necessary or desirable by the Company in connection therewith.

I waive all rights of copyright or ownership in or to the resulting commercial or educational and informational materials in which I appear, and acknowledge no monetary or other compensation is provided in exchange for waiving this right.

I also agree to allow all forms of distribution of any materials that accompany the images or my voice.

No guarantees

The Course will include presentations about income growth opportunities. I understand that there can be no assurance that any prior successes by other individuals, or past results in income earnings, can be used as an indication of my future success or results.

I acknowledge monetary and income results are based on many factors. The Company does not guarantee or imply that I will get rich, that I will do as well, or that I will make any money at all, especially if I do not do the work that is asked of me or I ignore any other advice presented to me.

The Company’s products may have unknown risks involved, and are not suitable for everyone. Making decisions based on any information presented in the Company’s products, services, or web site, should be done only with the knowledge that I could make no money at all. All products and services by the Company are for educational and informational purposes only.

Due diligence

I agree that I am solely responsible for doing my own due diligence when it comes to making business and financial decisions and all information, products, and services that have been provided by the Company or in the Course should be independently verified by my own qualified professionals including checking with my accountant, lawyer or professional advisor, before acting on this or any information.

Responsibility for own actions

The Company’s information, products, and services should be carefully considered and evaluated, before reaching a business decision, on whether to take any action (or refrain from acting).

I agree that the Company is not responsible for the success or failure of my business decisions relating to any information presented in the Course or elsewhere by the Company or others, or the Company’s products or services.

Copyright and confidentiality notice

The materials and resources used in this Course are the confidential and exclusive copyrighted and proprietary intellectual property of the Company.

These materials are provided to me by the Company and solely intended for my personal use as a Course Participant. No part of these documents and/or resources can be stored, reproduced or transmitted in any form or by any means (electronic, photographic, mechanical, or any other medium), recorded, translated, or used to produce any derivative works without the explicit written permission of the Company, under signature.

Any violation, or the likelihood of violating, any of my agreements contained in this paragraph, would entitle the Company to injunctive relief to prohibit any such violations.

Should the Company commence any legal action in response to my act or omission in violation of this provision, I shall pay all of the Company’s legal fees and court costs, in addition to all damages requested by the Company.

Videoconference

If I participate in the Course by videoconference, I will not display any background that includes any copyrighted image or logo that I do not own. If I own an image or logo that I display as part of a background, I hereby grant the Company a royalty-free and irrevocable license to use said image and/or logo captured as part of the Impressions as otherwise permitted hereunder.

If the above is not agreeable and I cannot sign this Disclaimer before the start of the Course, the Company will refund my Course fees.

I hereby certify that I have read the terms above and fully understand the meaning and intend to be legally bound, have signed it.

Your first and last name

I hereby certify that I have read the terms above and fully understand the meaning and intend to be legally bound, have signed it.

I hereby certify that I have read the terms above and fully understand the meaning and intend to be legally bound, have signed it.
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Date acknowledged and signed

Signature

Signature