PactPal Market Research Survey

No impact - it was resolved easily and we moved on

Minor awkwardness, but the friendship/relationship survived fine

Significant tension that took a long time to recover from

The friendship/relationship was permanently damaged

The friendship/relationship ended completely

Yes - there was damage and we disagreed about responsibility

Yes - there was damage but we resolved it fine

I've never lent physical items to friends or family

Completely comfortable - I have no problem asking

Slightly uncomfortable, but I do it anyway

Very uncomfortable - I avoid it and hope they remember

I never bring it up - I'd rather write it off than create awkwardness

Just send the money and say nothing formal - I trust them

Send the money and send a WhatsApp/text confirming the amount and when they'll pay back

Use an app to create a simple digital record of the agreement

Lending smaller amounts of money (under £100)

Lending expensive items (camera, bike, designer clothing, etc.)

Lending everyday items (books, tools, household items)

1  - Very uncomfortable; it would feel awkward or accusatory

4 - Fairly comfortable; it makes sense to have a record

5 - Very comfortable; I'd actually prefer this

SECTION A: ABOUT YOU