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Retirement Readiness Scorecard

About This Assessment

Most retirement planning focuses only on money. But financial readiness is just one piece. This scorecard evaluates your readiness across three critical dimensions:

💰 PROSPERITY - Financial preparedness and income strategies

🎯 PURPOSE - Meaning, identity, and what you'll actually DO

🎨 PLAY - Lifestyle, health, and joy in retirement

Complete all 27 questions, calculate your scores, and discover where to focus your preparation efforts. Time to complete: 5-10 minutes

important tip

Answer based on where you are NOW, not where you think you "should" be. The most valuable insights come from honest self-assessment. This is for you, not for impressing anyone else.

PROSPERITY Dimension

Financial Assessment

1. I have a clear understanding of my retirement income sources (Social Security, pension, investments, etc.)

1. I have a clear understanding of my retirement income sources (Social Security, pension, investments, etc.)
A
B
C
D
E

2. I know approximately how much monthly income I'll need in retirement

2. I know approximately how much monthly income I'll need in retirement
A
B
C
D

3. I have a plan for healthcare costs before Medicare eligibility (if applicable)

3. I have a plan for healthcare costs before Medicare eligibility (if applicable)
A
B
C
D
E

4. My retirement savings/investments could sustain my lifestyle for 20+ years

4. My retirement savings/investments could sustain my lifestyle for 20+ years
A
B
C
D
E

5. I have explored income-generating options for retirement beyond traditional investments

5. I have explored income-generating options for retirement beyond traditional investments
A
B
C
D
E

6. I feel prepared for unexpected expenses in retirement

6. I feel prepared for unexpected expenses in retirement
A
B
C
D
E

7. I have a strategy for managing taxes in retirement

7. I have a strategy for managing taxes in retirement
A
B
C
D
E

8. My housing situation is optimal for retirement

8. My housing situation is optimal for retirement
A
B
C
D
E

9. Overall, I feel financially ready to retire (or continue retirement)

9. Overall, I feel financially ready to retire (or continue retirement)
A
B
C
D
E

PURPOSE Dimension

Meaning and Identity Assessment

10. I have a clear sense of what will give me purpose in retirement

10. I have a clear sense of what will give me purpose in retirement
A
B
C
D
E

11. I've identified activities or "purpose projects" that excite me for retirement

11. I've identified activities or "purpose projects" that excite me for retirement
A
B
C
D
E

12. I'm comfortable with my identity shifting away from my career

12. I'm comfortable with my identity shifting away from my career
A
B
C
D
E

13. I have hobbies or interests I'm passionate about pursuing in retirement

13. I have hobbies or interests I'm passionate about pursuing in retirement
A
B
C
D
E

14. I see retirement as "moving toward something" rather than "just leaving work"

14. I see retirement as "moving toward something" rather than "just leaving work"
A
B
C
D
E

15. I have thought about how I want to contribute or make an impact in retirement

15. I have thought about how I want to contribute or make an impact in retirement
A
B
C
D
E

16. I'm confident I won't be bored in retirement

16. I'm confident I won't be bored in retirement
A
B
C
D
E

17. I know what activities will make me feel fulfilled (beyond entertainment)

17. I know what activities will make me feel fulfilled (beyond entertainment)
A
B
C
D
E

18. Overall, I feel I have a sense of purpose for my retirement years (beyond just not working!)

18. Overall, I feel I have a sense of purpose for my retirement years (beyond just not working!)
A
B
C
D
E

PLAY Dimension

Lifestyle and Wellbeing Assessment

19. I have plans for staying physically active/healthy in retirement

19. I have plans for staying physically active/healthy in retirement
A
B
C
D
E

20. I have a social network/community that will continue in retirement

20. I have a social network/community that will continue in retirement
A
B
C
D
E

21. I'm open to trying new experiences and activities in retirement

21. I'm open to trying new experiences and activities in retirement
A
B
C
D
E

22. give myself permission to enjoy leisure without feeling guilty

22. give myself permission to enjoy leisure without feeling guilty
A
B
C
D
E

23. I have thought about where I want to live in retirement

23. I have thought about where I want to live in retirement
A
B
C
D
E

24. My spouse/partner (if applicable) and I are aligned on retirement lifestyle

24. My spouse/partner (if applicable) and I are aligned on retirement lifestyle
A
B
C
D
E

25. I have plans for travel or exploration (if desired)

25. I have plans for travel or exploration (if desired)
A
B
C
D
E

26. I'm comfortable with a less structured lifestyle

26. I'm comfortable with a less structured lifestyle
A
B
C
D
E

27. Overall, I feel prepared for the lifestyle aspects of retirement

27. Overall, I feel prepared for the lifestyle aspects of retirement
A
B
C
D
E

What other factors or concerns affect your sense of being prepared for retirement (if any)?

Other comments?

Your Results

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