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What's your Points IQ?
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1. Which type of points are generally considered the most valuable?
*
A
Airline miles only
B
Hotel points only
C
Cash back
D
Flexible transferable points
2. Have you ever transferred credit card points to an airline or hotel partner?
*
A
Yes, many times
B
Once or twice
C
I've heard of it
D
Never
3. Before making an online purchase, do you check a shopping portal like Rakuten?
*
A
Every time
B
Sometimes
C
Rarely
D
Never
4. Have you ever earned a credit card welcome bonus?
*
A
Several
B
One or two
C
Not yet
D
I didn't know they existed
5. Which redemption usually gives the lowest value?
*
A
Hyatt hotel stays
B
Airline transfer partners
C
Gift cards
D
Business class flights
6. Do you know what "cents per point (CPP)" means?
*
A
Yes
B
Somewhat
C
I've heard the term
D
No
7. When choosing a travel credit card, what's most important? (Select all that apply)
*
A
Highest sign-up bonus
B
Earning categories
C
Transfer partners
D
Annual fee
8. Have you ever used Rakuten to earn Membership Rewards instead of cash back?
*
A
Yes
B
Didn't know that was possible
9. Do you know which cards earn transferable points?
*
A
Yes
B
Some
C
No
10. Have you ever booked travel using points?
*
A
Many times
B
Once or twice
C
Never
11. Do you know what a transfer bonus is?
*
A
Yes
B
I've heard of it
C
No
12. Do you have points with more than one bank? (Select all that apply.)
*
A
Chase
B
Amex
C
Capital One
D
Citi
E
Wells Fargo
F
I don't know
13. Have you ever opened a business credit card?
*
A
Yes
B
No
C
I didn't know I could
14. Which usually provides more value?
*
A
Booking through a bank travel portal
B
Transferring points to partners
15. Do you know how to "stack" rewards?
*
A
Yes
B
Somewhat
C
No
16. Have you ever used airline shopping portals?
*
A
Yes
B
No
17. Do you know your 5/24 status?
*
A
Yes
B
No
18. Have you ever paid for a flight with cash because you thought points weren't worth it?
*
A
Yes, because points cost was too high for value
B
Yes, because using points was too complicated
C
No, because I always use points first
19. How often do you compare redemption options before booking?
*
A
Always
B
Sometimes
C
Never
20. If someone gave you 200,000 transferable points today, would you know how to maximize them?
*
A
Absolutely
B
Probably
C
Maybe
D
Not at all
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