Am I Missing Something?

strongest/clearest position

I’m confident I’m on track and know exactly how much I need to save.

I think I’m on track, but I’m not sure about the exact numbers.

I save regularly, but I have no idea if it’s enough.

I honestly don’t know how much I should be saving.

Yes. I have a pretty good sense of which choices are financially available to me.

Generally, although I’d want to run the numbers before making a big decision.

Not really. I’m not sure how a change like that would affect the rest of my finances.

No. I wouldn’t know what I could comfortably afford to do.

Yes. I’ve reviewed them together and understand how they’re working as a whole.

Mostly. I have a good handle on them, although there are a few things I haven’t revisited recently.

I know what I own in the individual accounts, but I haven’t really looked at everything together.

Not really. I have money in several places and could use a clearer picture of what I have.

Yes. Taxes are usually part of the decision before I act.

Not usually. I tend to think about taxes afterward.

I’m not always sure which decisions could affect my taxes.

Yes. I have a good sense of what I can comfortably spend.

Roughly, although I’d want to understand the numbers before making a significant change.

Not really. I know I’m doing well, but I’m still hesitant to spend more.

No. I tend to assume saving more is safer because I don’t know what I can comfortably use.

Could I afford to make a change in my work or life?

Am I overlooking anything when it comes to taxes?

I’m not sure. I just want to know if there’s anything I should be paying attention to.