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Business Protection Health Check

How Exposed Is Your Business?
Take this 3-minute Business Resilience Health Check to explore how your business and personal finances could cope if an owner or key person died or could not work.

Answer 12 questions to receive personalised findings and identify areas worth reviewing. There is no obligation to arrange insurance.

How is your business structured?

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B
C
D

How many owners, partners or shareholders are there in the business?

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B
C
D

If an owner died, do you know what would happen to their share or ownership of the business?

A
B
C

Is funding in place so the remaining owners could buy a deceased owner's interest if that is the agreed plan?

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B
C
D

Are there people whose death or serious illness would significantly affect revenue, profit, customer relationships or operations?

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B
C

Could the business comfortably absorb the financial impact if a key person could not work for 12 months?

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B
C
D

Does the business have loans, overdrafts, commercial mortgages or other significant financial commitments?

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B
C

Have you personally guaranteed business borrowing or used personal property or assets as security?

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B
C

If illness or injury stopped you working, how long could reliable income continue to meet your essential personal spending, before you needed savings or borrowing?

A
B
C
D
E

Does the business provide life cover or income protection for you, its directors or key employees?

A
B
C
D

Do you know roughly what your business is worth and has that value been considered in estate or succession planning?

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B
C
D

When did you last review what would happen if an owner or key person died, became seriously ill or could not work?

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B
C
D
E

1. First name

2. Business name

3. Email address

4. Mobile number