Business Protection Health Check

How Exposed Is Your Business?

Take this short Business Resilience Health Check to explore how your business and personal finances could cope if an owner or key person died or could not work.

Receive personalised findings and identify areas worth reviewing. Tell us whether you would like to discuss them and when. There is no obligation to arrange insurance.

How is your business structured?

Limited company

Partnership or LLP

Sole trader

Other

How many owners, partners or shareholders are there in the business?

One

Two

Three or more

Not sure

If an owner died, do you know what would happen to their share or ownership of the business?

Yes

Not sure

Is funding in place so the remaining owners could buy a deceased owner's interest if that is the agreed plan?

Yes

Not sure

Not applicable — one owner or no purchase planned

Are there people whose death or serious illness would significantly affect revenue, profit, customer relationships or operations?

Yes

Not sure

Could the business comfortably absorb the financial impact if a key person could not work for 12 months?

Yes

Not sure

Not applicable — no key-person dependency

Does the business have loans, overdrafts, commercial mortgages or other significant financial commitments?

Yes

Not sure

Have you personally guaranteed business borrowing or used personal property or assets as security?

Yes

Not sure

If illness or injury stopped you working, how long could reliable income continue to meet your essential personal spending, before you needed savings or borrowing?

Does the business provide life cover or income protection for you, its directors or key employees?

Yes

Not sure

Not applicable — sole trader

Do you know roughly what your business is worth and has that value been considered in estate or succession planning?

Yes — both

Value known, planning not reviewed

Value not known

Not sure

When did you last review what would happen if an owner or key person died, became seriously ill or could not work?

Would you like Des to contact you to discuss your assessment findings?

Yes

Possibly — I would like more information first

Not at present

When would you ideally like to review these arrangements?

Within the next 2 weeks

Within the next 3 months

Later or just exploring

Where did you hear about Alliance?

1. First name

2. Business name

3. Email address

4. Mobile number

Would you like some additional guidance?

Over the next two weeks, I can send you four short emails highlighting common risks for business owners and practical ways to address them.

Untitled checkboxes field

Yes, I'd like to receive these four emails from Alliance Advisory Services. I can unsubscribe at any time.

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