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Credit Repair Evidence Organizer

Upload your credit report and supporting documents so this tool can organize your dispute information and draft a credit dispute letter for your review.
Important: This tool does not provide legal, credit, or financial advice. It does not guarantee credit score improvement, deletion, or approval of any dispute. Do not upload your full Social Security number. Black out or cover any full SSN, full account number, or unnecessary sensitive information before uploading.

Full Name

Enter your full legal name as it appears on your credit report.

Email

Mailing Address

Enter the mailing address you want listed on the draft dispute letter.

Which credit bureau is reporting the issue?

Upload Credit Report

Name of the Account or Company Being Disputed

`Example: Capital One, Portfolio Recovery, Verizon, Chase, Medical Collection, Auto Loan, Student Loan.

Last 4 Digits of Account Number Only

Do not enter the full account number. Only enter the last 4 digits if available.

What type of credit report error are you disputing?

Explain why this information is wrong or incomplete

Example: This account was paid in full on 03/10/2025, but it still shows unpaid. I uploaded proof of payment.

What do you want corrected?

Date

Date You Discovered the Issue

Upload Supporting Evidence 1

Upload Supporting Evidence 2

Upload Supporting Evidence 3

Who should the draft letter be addressed to?

I understand this tool organizes my information and drafts a letter for review only. It does not provide legal, credit, or financial advice. I understand I must review everything before sending.

I confirm that I have blacked out or removed my full Social Security number, full account numbers, birthdate, and unnecessary sensitive information before uploading documents.