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How Housing-Savvy Are You? The 21st Century ROAD to Housing Act Quiz
A GKC Strategic Advisory Life Skills 2.0 Community Quiz
Test your knowledge of the biggest housing law in decades, and see how it could affect you, whether you're just starting out, building your career, or planning your legacy.
1. What happened to H.R. 6644, the 21st Century ROAD to Housing Act?
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1. What happened to H.R. 6644, the 21st Century ROAD to Housing Act?
A
It failed in the Senate
B
It became law without the President's signature
C
It was vetoed
D
It is still awaiting a House vote
2. How can a bill become law even if the President never signs it?
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2. How can a bill become law even if the President never signs it?
A
The Supreme Court approves it instead
B
The Vice President signs on the President's behalf
C
Under the Constitution, if the President does not sign or veto within 10 days (excluding Sundays), it becomes law automatically
D
It cannot; every bill requires a signature
3. Under the new law, large investors are restricted from buying certain homes. How many single-family homes must a company already control to count as a "large institutional investor"?
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3. Under the new law, large investors are restricted from buying certain homes. How many single-family homes must a company already control to count as a "large institutional investor"?
A
50 or more
B
100 or more
C
200 or more
D
350 or more
4. If an institutional investor builds "build-to-rent" homes under the law's exception, what must eventually happen to those homes?
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4. If an institutional investor builds "build-to-rent" homes under the law's exception, what must eventually happen to those homes?
A
They must be sold to individual buyers within 7 years
B
They must be donated to a nonprofit
C
They can be rented indefinitely with no restrictions
D
They must be demolished after 10 years
5. The law creates a new HUD resource to help a specific group. Who is it designed to help?
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5. The law creates a new HUD resource to help a specific group. Who is it designed to help?
A
Real estate agents
B
Renters living in investor-owned properties
C
Mortgage lenders
D
City planning departments
6. Which group benefits directly from the law's home modification and repair funding?
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6. Which group benefits directly from the law's home modification and repair funding?
A
College students
B
Low-income seniors who want to safely remain in their own homes
C
Vacation homeowners
D
Commercial property owners
7. Why does this matter for young adults and foster youth aging out of care who hope to buy a home someday?
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7. Why does this matter for young adults and foster youth aging out of care who hope to buy a home someday?
A
The law guarantees them a free home
B
The law limits large investors from buying up starter homes, which can mean less competition for first-time buyers
C
It has no impact on them
D
It only applies to luxury homes
8. Besides single-family homes, what other type of affordable housing does the law expand financing for?
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8. Besides single-family homes, what other type of affordable housing does the law expand financing for?
A
Manufactured housing
B
Timeshares
C
Hotels
D
Office buildings
9. Who were the lead voices behind this bipartisan bill?
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9. Who were the lead voices behind this bipartisan bill?
A
Two members from the same party and state
B
Republican Rep. French Hill and Democratic Senator Elizabeth Warren, among others
C
Only House Democrats
D
Only Senate Republicans
10. Where can you go to read the actual bill text or track future housing programs from it?
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10. Where can you go to read the actual bill text or track future housing programs from it?
A
Social media only
B
Congress.gov for the bill text, and HUD.gov for program rollout
C
A private law firm
D
There is no public source
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